Budget & cash flow
Map monthly household flows, identify leaks and plan buffer accounts in line with Finansinspektionen's guidelines.
Financial literacy · Sweden
Take the lead over your financial stability todaywith the support of Swedish public institutions.
We provide new digital tools for the strategic management of your savings.
- 12,400+
- Swedish savers using our tools
- 98%
- Satisfaction in our quarterly surveys
- 2023
- Operating since — regulated in Sweden
Arlyxen AB is registered with Bolagsverket and operates under Swedish law for financial information services.
Our mission
A clear path to growth
See how thousands of Swedish entrepreneurs optimise their surpluses with the support of our experts in public finance. We translate complex legislation into practical decisions — with a measured pace, full transparency and realistic expectations.
Lagom, not loud
No glossy promises. You receive figures, sources and scenarios — not marketing slogans.
Regulated and registered
Arlyxen AB is registered with Bolagsverket and operates under Swedish law for financial information services.
Built for Sweden
All content is adapted to Swedish tax rules, pension systems and ISK structures — updated for 2026.
Digital tools
Strategic management — on your kitchen table
Discover formal and secure mechanisms to strengthen your household economy. Every module is developed together with authorised economists in Stockholm.
Savings & ISK
Structure long-term savings across ISK, capital insurance and occupational pension — with clear tax implications.
Pension 2026
Understand the public pension, occupational pension and private savings — gathered in one clear forecast.
Business surplus
Tools for sole traders and limited companies: tax allocation reserves, dividends under the 3:12 rules and salary planning.
Mortgages & rates
Scenario analyses for variable versus fixed rates, amortisation requirements and KALP calculations.
Security & insurance
Review income insurance, health insurance and unemployment funds — so the foundation stands firm before you take risk.
How it works
Three calm steps — no complicated forms
1. Create your profile
Enter basic information about your household, income and goals. It takes under five minutes and is non-binding.
2. Receive your analysis
Our team of Swedish economists reviews your profile and returns a written plan within two business days.
3. Follow up every quarter
You receive reminders, updated materials and the option to book a call whenever your life situation changes.
Voices from Sweden
What our readers say
Finally a tool that speaks Swedish finance for real. I sorted out my occupational pension in one afternoon.
Elin Bergqvist
Engineer, Gothenburg
Arlyxen helped my limited company plan dividends under the 3:12 rules without unnecessary risk.
Johan Lindgren
Entrepreneur, Stockholm
The tone is calm and factual. No loud promises — just real numbers and good support.
Maria Holm
Teacher, Malmö
Take the next step
Visit the official platform and plan your future here.
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Arlyxen provides general financial information and does not constitute individual investment advice under the Swedish Financial Advisory Services to Consumers Act (2003:862).